Civica runs 50 synthetic household validators and 8 domain specialists against 37,102 real Canadian households to surface who gets hurt before a policy passes.
Grounded in Statistics Canada CHS 2022 microdata — not assumptions.
Any Canadian policy — bill text, municipal bylaw, regulatory proposal. Civica classifies the policy type and routes it to relevant specialist angles.
Eight domain specialists (labour economist, urban planner, fiscal analyst, housing economist, social equity researcher, and more) each stress-test the policy from their angle. Simultaneously, 50 synthetic households drawn from 37,102 real CHS 2022 microdata records each validate whether the risks apply to them personally.
A coordinator synthesises all 58 agents into a ranked risk register with severity scores, demographic breakdowns, city-level exposure, and a benefits layer showing who gains. All grounded in real household data — not vibes.
We ran Civica against policies that have already played out. Here's where the simulation matched reality — and where it caught things mainstream analysis missed.
20% tax on properties sold within 2 years of purchase
Supply tightening risk — owners holding properties off market to avoid tax cliff, net reduction in available resale inventory in Vancouver and Surrey
BC Ministry of Finance reported a 19% drop in short-hold resale transactions in the first 6 months. CMHC noted inventory tightness in Metro Vancouver persisted despite the policy intent to cool speculation.
Cliff-effect at 730 days: Civica flagged that sellers would hold specifically to day 731, creating a predictable inventory surge spike that distorts market signals.
BC Home Flipping Tax — truncated excerpt
The flipping tax incentivises holding — not building. Sellers with properties purchased 18–24 months ago will defer sale past the 730-day threshold, creating a predictable inventory trough followed by a flood. Vancouver and Surrey are most exposed due to high short-hold turnover rates.
Stress-test bylaws before council vote. No demographic modeling budget needed.
Turn policy analysis from weeks to minutes. Structured outputs with demographic citations.
Opposition research and pre-announcement risk assessment. Find the groups who get hurt before your opponents do.
Quantify impact on your constituency with real microdata — not anecdotes.
Rapid hypothesis generation for housing and AI policy studies grounded in PUMF data.
Charter challenge preparation. Demographic impact assessments with structured evidence.
Civica is currently in private beta. We're onboarding policy analysts, researchers, and government teams for early access. Leave your email and we'll reach out.
Already have access? Go to demo →